Privacy policy.

PRIVACY POLICY

Effective Date: February 16, 2026
Last Updated: February 16, 2026

1. INTRODUCTION

ET Capital Partners ("Company," "we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://www.etcapitalpartners.com (the "Site") or engage with our financial facilitation services.

This Privacy Policy applies to information we collect through the Site, in email, text, and other electronic communications, through our client portals, and through any related services, sales, marketing, or events.

Please read this Privacy Policy carefully. By accessing or using our Site or services, you acknowledge that you have read, understood, and agree to be bound by the terms of this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access the Site or use our services.

2. INFORMATION WE COLLECT

2.1 Personal Information You Provide

We collect personal information that you voluntarily provide to us when you:

  • Express interest in obtaining information about our services

  • Register for our client portal or create an account

  • Participate in activities on the Site

  • Request facilitation services for financial partnerships

  • Submit documentation related to investments, LLCs, or self-directed IRAs

  • Contact us with inquiries

This personal information may include:

  • Full legal name

  • Email address

  • Telephone number

  • Mailing address

  • Social Security Number or Tax Identification Number

  • Financial account information

  • Investment history and preferences

  • Self-directed IRA custodian information

  • LLC formation documents and related information

  • Copies of government-issued identification

  • Banking information for transaction facilitation

  • Any other information you choose to provide

2.2 Automatically Collected Information

When you access our Site, we automatically collect certain information about your device and usage patterns, including:

  • IP address

  • Browser type and version

  • Operating system

  • Access times and dates

  • Pages viewed

  • Links clicked

  • Referring website addresses

  • Device identifiers

2.3 Cookies and Tracking Technologies

We use cookies, web beacons, and similar tracking technologies to collect information about your browsing activities. You can control cookie preferences through your browser settings, though disabling cookies may limit your ability to use certain features of our Site.

2.4 Information from Third Parties

We may receive information about you from:

  • Developers and sponsors with whom we facilitate relationships

  • Third-party service providers assisting with IRA administration

  • Public databases and records

  • Credit bureaus and identity verification services

  • Background check providers (as permitted by law)

3. HOW WE USE YOUR INFORMATION

We use the information we collect for the following purposes:

3.1 Service Provision

  • Facilitate relationships between developers and participants

  • Process and manage documentation for financial partnerships

  • Assist with self-directed IRA applications and transactions

  • Facilitate LLC formation and management

  • Provide secure document storage and management

  • Manage white-label portal access and functionality

  • Respond to inquiries and provide customer support

3.2 Business Operations

  • Verify your identity and prevent fraud

  • Comply with legal and regulatory obligations

  • Maintain accurate records and documentation

  • Process transactions and manage accounts

  • Perform internal audits and quality assurance

3.3 Communications

  • Send administrative information and service updates

  • Provide information about new opportunities (with your consent)

  • Respond to your questions and requests

  • Send newsletters and marketing materials (with your consent)

3.4 Legal and Security

  • Enforce our Terms of Use and other agreements

  • Protect against fraudulent, unauthorized, or illegal activity

  • Comply with applicable laws, regulations, and legal processes

  • Protect the rights, property, and safety of ET Capital Partners, our clients, and others

4. HOW WE SHARE YOUR INFORMATION

We do not sell, rent, or trade your personal information. We may share your information in the following circumstances:

4.1 With Developers and Sponsors

We share your information with the developers and project sponsors with whom you seek to establish financial partnerships, as this is essential to our facilitation services.

4.2 Service Providers

We may share information with third-party vendors, consultants, and service providers who perform services on our behalf, including:

  • Self-directed IRA custodians and administrators

  • Document storage and management providers

  • Payment processors

  • Identity verification services

  • Technology infrastructure providers

  • Legal and accounting professionals

4.3 Legal Requirements

We may disclose your information when required by law, including to:

  • Comply with legal obligations, court orders, or subpoenas

  • Respond to lawful requests from public authorities

  • Enforce our agreements and policies

  • Protect our rights, property, or safety

  • Investigate fraud or security issues

4.4 Business Transfers

In the event of a merger, acquisition, reorganization, bankruptcy, or sale of assets, your information may be transferred as part of that transaction.

4.5 With Your Consent

We may share your information for any other purpose with your explicit consent.

5. DATA SECURITY

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

  • Encryption of sensitive data in transit and at rest

  • Secure server infrastructure and access controls

  • Regular security audits and assessments

  • Employee training on data protection practices

  • Restricted access to personal information on a need-to-know basis

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.

6. DATA RETENTION

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Financial facilitation services often require long-term record retention for regulatory compliance, tax purposes, and legal protection.

When we no longer need your information, we will securely delete or anonymize it in accordance with our data retention policies and applicable legal requirements.

7. YOUR PRIVACY RIGHTS

7.1 Access and Correction

You have the right to request access to the personal information we hold about you and to request correction of inaccurate information.

7.2 Deletion

You may request deletion of your personal information, subject to certain exceptions required by law or legitimate business purposes.

7.3 Opt-Out of Marketing

You may opt out of receiving marketing communications from us by:

  • Following the unsubscribe instructions in our emails

  • Contacting us directly using the information below

  • Updating your preferences in your account settings

Please note that even if you opt out of marketing communications, we may still send you administrative and service-related messages.

7.4 California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

  • Right to know what personal information we collect, use, disclose, and sell

  • Right to request deletion of your personal information

  • Right to opt out of the sale of personal information (we do not sell personal information)

  • Right to non-discrimination for exercising your privacy rights

To exercise these rights, please contact us using the information below.

7.5 Do Not Track Signals

Our Site does not currently respond to "Do Not Track" signals from web browsers.

8. CHILDREN'S PRIVACY

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child under 18, we will take steps to delete that information promptly.

9. THIRD-PARTY WEBSITES

Our Site may contain links to third-party websites, including developer websites, custodian platforms, and service providers. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of any third-party sites you visit.

10. INTERNATIONAL DATA TRANSFERS

Our operations are primarily based in the United States. If you are accessing our services from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States, where data protection laws may differ from those in your jurisdiction.

11. CHANGES TO THIS PRIVACY POLICY

We reserve the right to modify this Privacy Policy at any time. When we make changes, we will update the "Last Updated" date at the top of this policy. Material changes will be communicated through:

  • A notice on our Site homepage

  • Email notification to registered users

  • Other appropriate means

Your continued use of our services after any changes indicates your acceptance of the updated Privacy Policy.

12. CONTACT US

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

ET Capital Partners
12100 Meredith Drive, Suite 210
Urbandale, IA 50323

Email: info@etcapitalpartners.com
Phone: (515) 240-8080

For California residents exercising CCPA rights, please include "CCPA Request" in the subject line of your communication.

YOUR CONSENT

By using our Site or services, you consent to the collection, use, and disclosure of your information as described in this Privacy Policy.

Yes, you should absolutely have both a Terms of Use and a Professional Disclaimer as well.

Here's why each is critical:

  1. Terms of Use: Protects you legally by setting the rules for how people can use your website and services. It limits your liability and establishes jurisdiction for disputes.

  2. Professional Disclaimer: Essential for financial facilitators to clearly state you're NOT providing investment advice, acting as a broker-dealer, or making guarantees. This is your shield against regulatory claims like the Tina Smothers situation.

Would you like me to draft both of those documents next? They would complement this Privacy Policy and give ET Capital Partners a complete legal protection framework for the website.